FlexiLife Plus

 

All-in-one, for all times.

Zurich FlexiLife Plus is a regular premium investment-linked plan thoughtfully created to take into account different life stages, maturing when the life assured reaches the age of 100. It rewards you with Loyalty Bonus, and offers more than your expectations with No Lapse Benefit. It also enhances your protection at different life events without further underwriting.

 

The five pluses of Zurich FlexiLife Plus :

 

PROTECTS

Comprehensive Coverage

It covers Death or Total and Permanent Disability. In addition, you can enhance your protection by attaching a wide range of optional riders such as:- Hospitalisation & Surgical Coverage, Critical Illness Coverage, Personal Accident Coverage, Female Protection Coverage and Waiver of Premium.

 

FLEXIBLE

Flexibility in managing your protection and investment needs

Apart from its all-in-one comprehensive plan, it is flexible to accommodate changes to meet your life stage needs. You can increase or decrease your sum assured and premium at anytime; choose or switch funds according to your risk tolerance level.

 

REWARDING

Loyalty Bonus

Rewards you with a Loyalty Bonus of 0.5% of the average monthly account value over the last 5 premium years. This will be paid to you every 5 premium years in the form of units, until policy expires at the age of 100 subject to full premiums being paid on time.

 

UNDERSTANDING

No Lapse Benefit for the first 3 policy years*

We understand that protection is important to you, so we allow the policy to continue to be in-force and provide coverage within the first three (3) policy years even if your investment account value is insufficient to cover the cost of insurance and monthly fee charges.

 

ENHANCING

Guaranteed Insurability Option*

We are taking care of your protection needs at different life events by providing Guaranteed Insurability Option for you. Upon your request, this option allows you to increase your basic sum assured up to 20% of the original basic sum assured in every life event without underwriting. These life events are marriage, birth of child or legally adopting child, buying a house or death of a spouse. The basic sum assured will increase up to 100% or RM500,000 whichever is lower and maximum up to 5 events.

 

* Terms & Conditions apply