Start your investment opportunities to various funds from as low as RM100 per month.

 

You’ll play many different roles in your lifetime: ambitious professional, loving spouse, devoted parent – and your priorities will shift with each new role. Zurich FlexiLife is a regular premium investment-linked insurance plan designed to evolve with your needs, letting you easily adjust the levels of Protection, Investment and Savings you receive to best fit your current life priorities.

 

Note: This is an insurance product that is tied to the performance of its underlying assets and is NOT a pure investment product like            unit trusts.

 

 

What Benefits Do I Get ?

 

Zurich FlexiLife offers a wide selection of Riders to suit your personal as well as family needs. examples of the protection provided under the plan:
 

Death or Total and Permanent Disability (TPD)
If the insured dies or suffers a TPD, the Basic Sum Assured and Investment Account balance will be paid. But if the TPD happens before the age of 70, the insured may choose to receive the Basic Sum Assured only, and let the Investment Account continue, provided there are enough units to cover the charges. The balance will be paid upon death or termination of the policy.

 

Loyalty Bonus
Zurich FlexiLife provides a Loyalty Bonus of an additional 2% of the lowest premium collected over the last 3 premium years and is payable in the fourth (4th) premium year.

And as long as you keep making your premium payments on time, you’ll continue to enjoy this bonus on the sixth (6th), eighth (8th), tenth (10th), twelfth (12th), fourteenth (14th) and sixteenth (16th) premium year.

 

Comprehensive Coverage
It covers Death or Total and Permanent Disability. In addition, you can enhance your protection by attaching a wide range of optional riders such as:- Hospitalisation & Surgical Coverage, Critical Illness Coverage, Personal Accident Coverage, Female Protection Coverage and Waiver of Premium.​

 

 

How Does This Policy Works ?

 

Zurich FlexiLife matures when you turn 100, and will provide protection and financial security for every stage of your life between now and then.

 

 

 

 

 

 

 

 

 

 

 

Its flexibility means you can easily adjust various aspects of your plan to get the best mix of Protection, Savings and Investment to fit your needs. Change the sum assured, your monthly premium, funds you invest in and even add optional protection as you require.

 

 

Who is Eligible for This Plan ?

 

FlexiLife can cover you from the time you’re 30 days old till you turn 69. However, the policyholder must be at least 18 years old.