FLEXILIFE PLUS
Optimise your investment opportunites with robust Foreign Funds to achieve your financial goals.
Just like you, your plan needs foundation to grow. Zurich FlexiLife Plus is a regular premium investment-linked plan thoughtfully created to take into account different life stages, maturing when the life assured reaches the age of 100. It rewards you with a Loyalty Bonus, and offers more than your expectations with No Lapse Benefit. It also enhances your protection at different life events. With a plan like this, we take good care of you no matter how old you are.
Diversify Your Security with our Foreign Funds : More Diversified Choice of Off-Shore funds with emerging economies like India , China and mature markets of Global funds
Note: This is an insurance product that is tied to the performance of its underlying assets and is NOT a pure investment product like unit trusts.
What Benefits Do I Get ?
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Who is Eligible for This Plan ?
You can be insured if you are between 30 days and 69 years old. However, the policyholder must be at least 18 years old.
Comprehensive Coverage With Death or Total and Permanent Disability covered, you can enhance your protection by attaching a wide range of optional riders such as Hospitalisation & Surgical Coverage, Critical Illness Coverage, Personal Accident Coverage, Female Protection Coverage and Waiver of Premium.
Flexibility in managing your protection and investment needs Apart from its all-in-one comprehensive plan, it accommodates changes to meet your life stage needs. You can increase or decrease your sum assured and premium anytime; choose or switch funds according to your risk tolerance level.
Loyalty Bonus* You'll get rewarded with a Loyalty Bonus of 0.5% of the average monthly account value over the last 5 premium years. This will be paid to you every 5 premium years in the form of units, until policy expires at the age of 100, as long as the full premiums are being paid on time.
No Lapse Benefit for the first 3 policy years* We understand that protection is important to you, so we allow the policy to continue to be in-force and provide coverage within the first three (3) policy years even if your investment account value is insufficient to cover the cost of insurance and monthly fee charges.
Guaranteed Insurability Option* We are taking care of your protection needs at different life events by providing the Guaranteed Insurability Option for you. Upon your request, this option allows you to increase your basic sum assured up to 20% of the original basic sum assured in every life event without underwriting. These life events are marriage, birth of child or legally adopting child, buying a house or death of a spouse. The basic sum will increase up to 100% or RM500,000 ( *first ).